AMB — Region 1, St. Gallen: twelve years of premiums
Region 1, St. Gallen: the lowest AMB premium went from CHF 390.00 a month in 2015 to CHF 470.80 in 2023 — a rise of +20.7 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 390.00 | CHF 281.70 | CHF 108.30 |
| 2016 | CHF 410.00 | CHF 295.70 | CHF 114.30 |
| 2017 | CHF 435.00 | CHF 316.10 | CHF 118.90 |
| 2018 | CHF 455.00 | CHF 349.10 | CHF 105.90 |
| 2019 | CHF 475.00 | CHF 363.70 | CHF 111.30 |
| 2020 | CHF 475.00 | CHF 353.90 | CHF 121.10 |
| 2021 | CHF 475.00 | CHF 356.70 | CHF 118.30 |
| 2022 | CHF 468.00 | CHF 371.00 | CHF 97.00 |
| 2023 | CHF 470.80 | CHF 382.20 | CHF 88.60 |
Faster or slower than the rest?
AMB rose +20.7 % over the period, against +35.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +6.1 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.