AMB — Region 2, St. Gallen: twelve years of premiums
Region 2, St. Gallen: the lowest AMB premium went from CHF 360.00 a month in 2015 to CHF 437.90 in 2023 — a rise of +21.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 360.00 | CHF 258.70 | CHF 101.30 |
| 2016 | CHF 380.00 | CHF 269.60 | CHF 110.40 |
| 2017 | CHF 405.00 | CHF 309.60 | CHF 95.40 |
| 2018 | CHF 424.00 | CHF 327.40 | CHF 96.60 |
| 2019 | CHF 444.00 | CHF 339.70 | CHF 104.30 |
| 2020 | CHF 444.00 | CHF 349.90 | CHF 94.10 |
| 2021 | CHF 444.00 | CHF 348.60 | CHF 95.40 |
| 2022 | CHF 435.30 | CHF 346.90 | CHF 88.40 |
| 2023 | CHF 437.90 | CHF 371.70 | CHF 66.20 |
Faster or slower than the rest?
AMB rose +21.6 % over the period, against +43.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +6.6 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.