AMB — Region 1, Ticino: twelve years of premiums
Region 1, Ticino: the lowest AMB premium went from CHF 450.00 a month in 2015 to CHF 545.70 in 2023 — a rise of +21.3 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 450.00 | CHF 303.70 | CHF 146.30 |
| 2016 | CHF 465.00 | CHF 348.30 | CHF 116.70 |
| 2017 | CHF 490.00 | CHF 368.60 | CHF 121.40 |
| 2018 | CHF 528.00 | CHF 397.80 | CHF 130.20 |
| 2019 | CHF 548.00 | CHF 417.70 | CHF 130.30 |
| 2020 | CHF 548.00 | CHF 427.20 | CHF 120.80 |
| 2021 | CHF 548.00 | CHF 427.00 | CHF 121.00 |
| 2022 | CHF 545.00 | CHF 442.30 | CHF 102.70 |
| 2023 | CHF 545.70 | CHF 452.40 | CHF 93.30 |
Faster or slower than the rest?
AMB rose +21.3 % over the period, against +49.0 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +7.8 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.