AMB — Region 1, Vaud: twelve years of premiums
Region 1, Vaud: the lowest AMB premium went from CHF 500.00 a month in 2015 to CHF 584.00 in 2023 — a rise of +16.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 500.00 | CHF 344.30 | CHF 155.70 |
| 2016 | CHF 520.00 | CHF 364.00 | CHF 156.00 |
| 2017 | CHF 545.00 | CHF 378.50 | CHF 166.50 |
| 2018 | CHF 589.00 | CHF 404.60 | CHF 184.40 |
| 2019 | CHF 609.00 | CHF 442.50 | CHF 166.50 |
| 2020 | CHF 609.00 | CHF 445.90 | CHF 163.10 |
| 2021 | CHF 609.00 | CHF 440.80 | CHF 168.20 |
| 2022 | CHF 584.00 | CHF 444.80 | CHF 139.20 |
| 2023 | CHF 584.00 | CHF 469.00 | CHF 115.00 |
Faster or slower than the rest?
AMB rose +16.8 % over the period, against +36.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +8.1 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.