AMB — Region 1, Zurich: twelve years of premiums
Region 1, Zurich: the lowest AMB premium went from CHF 440.00 a month in 2015 to CHF 522.00 in 2023 — a rise of +18.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 440.00 | CHF 307.80 | CHF 132.20 |
| 2016 | CHF 455.00 | CHF 360.40 | CHF 94.60 |
| 2017 | CHF 480.00 | CHF 380.40 | CHF 99.60 |
| 2018 | CHF 520.00 | CHF 392.10 | CHF 127.90 |
| 2019 | CHF 540.00 | CHF 413.20 | CHF 126.80 |
| 2020 | CHF 540.00 | CHF 413.10 | CHF 126.90 |
| 2021 | CHF 540.00 | CHF 423.80 | CHF 116.20 |
| 2022 | CHF 522.00 | CHF 416.90 | CHF 105.10 |
| 2023 | CHF 522.00 | CHF 437.00 | CHF 85.00 |
Faster or slower than the rest?
AMB rose +18.6 % over the period, against +42.0 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +8.3 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.