Mutuel in canton Geneva: twelve years of premiums
In canton Geneva, the lowest Mutuel premium went from CHF 435.20 a month in 2015 to CHF 624.40 in 2026 — a rise of +43.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 435.20 | CHF 357.90 | CHF 77.30 |
| 2016 | CHF 446.90 | CHF 398.40 | CHF 48.50 |
| 2017 | CHF 490.50 | CHF 413.50 | CHF 77.00 |
| 2018 | CHF 535.90 | CHF 443.20 | CHF 92.70 |
| 2019 | CHF 546.50 | CHF 461.50 | CHF 85.00 |
| 2020 | CHF 519.50 | CHF 471.40 | CHF 48.10 |
| 2021 | CHF 527.90 | CHF 471.40 | CHF 56.50 |
| 2022 | CHF 519.50 | CHF 471.40 | CHF 48.10 |
| 2023 | CHF 537.80 | CHF 489.60 | CHF 48.20 |
| 2024 | CHF 562.70 | CHF 544.80 | CHF 17.90 |
| 2025 | CHF 614.90 | CHF 584.40 | CHF 30.50 |
| 2026 | CHF 624.40 | CHF 604.30 | CHF 20.10 |
Faster or slower than the rest?
Mutuel rose +43.5 % over the period, against +68.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +9.8 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.