Mutuel in canton Bern: twelve years of premiums
In canton Bern, the lowest Mutuel premium went from CHF 334.10 a month in 2015 to CHF 529.00 in 2026 — a rise of +58.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 334.10 | CHF 298.10 | CHF 36.00 |
| 2016 | CHF 346.10 | CHF 319.60 | CHF 26.50 |
| 2017 | CHF 380.00 | CHF 334.70 | CHF 45.30 |
| 2018 | CHF 426.80 | CHF 343.80 | CHF 83.00 |
| 2019 | CHF 436.10 | CHF 363.50 | CHF 72.60 |
| 2020 | CHF 422.90 | CHF 371.20 | CHF 51.70 |
| 2021 | CHF 422.90 | CHF 368.50 | CHF 54.40 |
| 2022 | CHF 404.50 | CHF 369.00 | CHF 35.50 |
| 2023 | CHF 444.90 | CHF 376.00 | CHF 68.90 |
| 2024 | CHF 493.50 | CHF 403.20 | CHF 90.30 |
| 2025 | CHF 510.10 | CHF 421.30 | CHF 88.80 |
| 2026 | CHF 529.00 | CHF 447.50 | CHF 81.50 |
Faster or slower than the rest?
Mutuel rose +58.3 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +12.3 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.