Mutuel in canton Grisons: twelve years of premiums
In canton Grisons, the lowest Mutuel premium went from CHF 272.70 a month in 2015 to CHF 455.60 in 2026 — a rise of +67.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 272.70 | CHF 227.80 | CHF 44.90 |
| 2016 | CHF 283.10 | CHF 237.30 | CHF 45.80 |
| 2017 | CHF 307.90 | CHF 274.55 | CHF 33.35 |
| 2018 | CHF 339.00 | CHF 277.60 | CHF 61.40 |
| 2019 | CHF 373.70 | CHF 305.20 | CHF 68.50 |
| 2020 | CHF 358.40 | CHF 315.90 | CHF 42.50 |
| 2021 | CHF 358.40 | CHF 321.10 | CHF 37.30 |
| 2022 | CHF 368.20 | CHF 320.50 | CHF 47.70 |
| 2023 | CHF 378.50 | CHF 322.00 | CHF 56.50 |
| 2024 | CHF 404.40 | CHF 347.00 | CHF 57.40 |
| 2025 | CHF 426.10 | CHF 388.00 | CHF 38.10 |
| 2026 | CHF 455.60 | CHF 404.70 | CHF 50.90 |
Faster or slower than the rest?
Mutuel rose +67.1 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2019: +10.2 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Grisons, canton by canton
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.