Mutuel in canton Nidwalden: twelve years of premiums
In canton Nidwalden, the lowest Mutuel premium went from CHF 290.40 a month in 2015 to CHF 511.40 in 2026 — a rise of +76.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 290.40 | CHF 233.00 | CHF 57.40 |
| 2016 | CHF 295.80 | CHF 245.60 | CHF 50.20 |
| 2017 | CHF 325.10 | CHF 273.10 | CHF 52.00 |
| 2018 | CHF 353.80 | CHF 287.20 | CHF 66.60 |
| 2019 | CHF 375.50 | CHF 298.50 | CHF 77.00 |
| 2020 | CHF 373.30 | CHF 301.20 | CHF 72.10 |
| 2021 | CHF 388.70 | CHF 310.80 | CHF 77.90 |
| 2022 | CHF 366.70 | CHF 319.30 | CHF 47.40 |
| 2023 | CHF 390.70 | CHF 336.20 | CHF 54.50 |
| 2024 | CHF 430.90 | CHF 357.10 | CHF 73.80 |
| 2025 | CHF 490.30 | CHF 368.00 | CHF 122.30 |
| 2026 | CHF 511.40 | CHF 385.40 | CHF 126.00 |
Faster or slower than the rest?
Mutuel rose +76.1 % over the period, against +65.4 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2025: +13.8 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.