Mutuel in canton Zurich: twelve years of premiums
In canton Zurich, the lowest Mutuel premium went from CHF 306.00 a month in 2015 to CHF 492.60 in 2026 — a rise of +61.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 306.00 | CHF 240.00 | CHF 66.00 |
| 2016 | CHF 315.00 | CHF 250.00 | CHF 65.00 |
| 2017 | CHF 342.60 | CHF 255.00 | CHF 87.60 |
| 2018 | CHF 385.80 | CHF 260.00 | CHF 125.80 |
| 2019 | CHF 394.70 | CHF 346.00 | CHF 48.70 |
| 2020 | CHF 382.70 | CHF 343.30 | CHF 39.40 |
| 2021 | CHF 382.70 | CHF 347.20 | CHF 35.50 |
| 2022 | CHF 382.70 | CHF 343.90 | CHF 38.80 |
| 2023 | CHF 416.70 | CHF 358.60 | CHF 58.10 |
| 2024 | CHF 447.00 | CHF 379.90 | CHF 67.10 |
| 2025 | CHF 475.40 | CHF 398.80 | CHF 76.60 |
| 2026 | CHF 492.60 | CHF 427.80 | CHF 64.80 |
Faster or slower than the rest?
Mutuel rose +61.0 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +12.6 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Zurich, canton by canton
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.