Vivao Sympany — Region 2, Bern: twelve years of premiums
Region 2, Bern: the lowest Vivao Sympany premium went from CHF 358.10 a month in 2015 to CHF 525.10 in 2026 — a rise of +46.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 358.10 | CHF 318.80 | CHF 39.30 |
| 2016 | CHF 391.20 | CHF 336.40 | CHF 54.80 |
| 2017 | CHF 399.90 | CHF 361.90 | CHF 38.00 |
| 2018 | CHF 411.10 | CHF 374.00 | CHF 37.10 |
| 2019 | CHF 419.70 | CHF 387.10 | CHF 32.60 |
| 2020 | CHF 421.10 | CHF 396.00 | CHF 25.10 |
| 2021 | CHF 428.60 | CHF 396.00 | CHF 32.60 |
| 2022 | CHF 412.80 | CHF 395.60 | CHF 17.20 |
| 2023 | CHF 437.80 | CHF 410.00 | CHF 27.80 |
| 2024 | CHF 503.10 | CHF 447.80 | CHF 55.30 |
| 2025 | CHF 518.60 | CHF 462.70 | CHF 55.90 |
| 2026 | CHF 525.10 | CHF 493.60 | CHF 31.50 |
Faster or slower than the rest?
Vivao Sympany rose +46.6 % over the period, against +54.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +14.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.