Vivao Sympany — Region 3, Bern: twelve years of premiums
Region 3, Bern: the lowest Vivao Sympany premium went from CHF 338.30 a month in 2015 to CHF 513.10 in 2026 — a rise of +51.7 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 338.30 | CHF 298.10 | CHF 40.20 |
| 2016 | CHF 373.70 | CHF 319.60 | CHF 54.10 |
| 2017 | CHF 382.20 | CHF 334.70 | CHF 47.50 |
| 2018 | CHF 393.20 | CHF 343.80 | CHF 49.40 |
| 2019 | CHF 400.70 | CHF 363.50 | CHF 37.20 |
| 2020 | CHF 411.60 | CHF 371.20 | CHF 40.40 |
| 2021 | CHF 418.90 | CHF 368.50 | CHF 50.40 |
| 2022 | CHF 417.60 | CHF 369.00 | CHF 48.60 |
| 2023 | CHF 433.50 | CHF 376.00 | CHF 57.50 |
| 2024 | CHF 461.00 | CHF 403.20 | CHF 57.80 |
| 2025 | CHF 480.80 | CHF 421.30 | CHF 59.50 |
| 2026 | CHF 513.10 | CHF 447.50 | CHF 65.60 |
Faster or slower than the rest?
Vivao Sympany rose +51.7 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2016: +10.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.