Vivao Sympany — Region 2, Grisons: twelve years of premiums
Region 2, Grisons: the lowest Vivao Sympany premium went from CHF 378.00 a month in 2015 to CHF 469.00 in 2026 — a rise of +24.1 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 378.00 | CHF 246.50 | CHF 131.50 |
| 2016 | CHF 395.10 | CHF 256.80 | CHF 138.30 |
| 2017 | CHF 408.90 | CHF 288.00 | CHF 120.90 |
| 2018 | CHF 422.00 | CHF 300.40 | CHF 121.60 |
| 2019 | CHF 426.30 | CHF 319.80 | CHF 106.50 |
| 2020 | CHF 418.50 | CHF 343.20 | CHF 75.30 |
| 2021 | CHF 431.60 | CHF 333.50 | CHF 98.10 |
| 2022 | CHF 416.70 | CHF 338.60 | CHF 78.10 |
| 2023 | CHF 423.40 | CHF 350.00 | CHF 73.40 |
| 2024 | CHF 439.40 | CHF 378.00 | CHF 61.40 |
| 2025 | CHF 432.70 | CHF 405.00 | CHF 27.70 |
| 2026 | CHF 469.00 | CHF 418.00 | CHF 51.00 |
Faster or slower than the rest?
Vivao Sympany rose +24.1 % over the period, against +69.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +8.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.