Vivao Sympany — Region 1, St. Gallen: twelve years of premiums
Region 1, St. Gallen: the lowest Vivao Sympany premium went from CHF 317.60 a month in 2015 to CHF 479.70 in 2026 — a rise of +51.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 317.60 | CHF 281.70 | CHF 35.90 |
| 2016 | CHF 330.90 | CHF 295.70 | CHF 35.20 |
| 2017 | CHF 346.20 | CHF 316.10 | CHF 30.10 |
| 2018 | CHF 361.90 | CHF 349.10 | CHF 12.80 |
| 2019 | CHF 374.40 | CHF 363.70 | CHF 10.70 |
| 2020 | CHF 377.70 | CHF 353.90 | CHF 23.80 |
| 2021 | CHF 392.30 | CHF 356.70 | CHF 35.60 |
| 2022 | CHF 377.20 | CHF 371.00 | CHF 6.20 |
| 2023 | CHF 402.40 | CHF 382.20 | CHF 20.20 |
| 2024 | CHF 434.40 | CHF 432.30 | CHF 2.10 |
| 2025 | CHF 453.00 | CHF 453.00 | — |
| 2026 | CHF 479.70 | CHF 479.65 | CHF 0.05 |
Faster or slower than the rest?
Vivao Sympany rose +51.0 % over the period, against +70.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.