Vivao Sympany — Region 3, Zurich: twelve years of premiums
Region 3, Zurich: the lowest Vivao Sympany premium went from CHF 314.40 a month in 2015 to CHF 497.20 in 2026 — a rise of +58.1 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 314.40 | CHF 240.00 | CHF 74.40 |
| 2016 | CHF 329.20 | CHF 250.00 | CHF 79.20 |
| 2017 | CHF 352.80 | CHF 255.00 | CHF 97.80 |
| 2018 | CHF 378.90 | CHF 260.00 | CHF 118.90 |
| 2019 | CHF 390.60 | CHF 346.00 | CHF 44.60 |
| 2020 | CHF 390.60 | CHF 343.30 | CHF 47.30 |
| 2021 | CHF 384.80 | CHF 347.20 | CHF 37.60 |
| 2022 | CHF 384.80 | CHF 343.90 | CHF 40.90 |
| 2023 | CHF 406.60 | CHF 358.60 | CHF 48.00 |
| 2024 | CHF 456.50 | CHF 379.90 | CHF 76.60 |
| 2025 | CHF 480.60 | CHF 398.80 | CHF 81.80 |
| 2026 | CHF 497.20 | CHF 427.80 | CHF 69.40 |
Faster or slower than the rest?
Vivao Sympany rose +58.1 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +12.3 % in one go. The premium did not move in 2020, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.