CHF 2'000 deductible in Region 1 of canton Grisons
At a CHF 2'000 deductible, 23 insurers offer a premium in Region 1 of canton Grisons. The lowest is CHF 354.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 453.60, the CHF 2'000 deductible saves CHF 1'189.20 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'489.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Sanitas | CHF 354.50 | View |
| 2 | CONCORDIA | CHF 362.60 | View |
| 3 | ÖKK | CHF 364.40 | View |
| 4 | CSS | CHF 374.80 | View |
| 5 | vita surselva | CHF 379.25 | View |
| 6 | Helsana | CHF 379.90 | View |
| 7 | curaulta | CHF 380.10 | View |
| 8 | Mutuel | CHF 380.50 | View |
| 9 | Sumiswalder | CHF 392.90 | View |
| 10 | SWICA | CHF 393.40 | View |
| 11 | sana24 | CHF 401.90 | View |
| 12 | Vivao Sympany | CHF 407.20 | View |
| 13 | Avenir | CHF 409.40 | View |
| 14 | Philos | CHF 413.20 | View |
| 15 | Visana | CHF 415.50 | View |
| 16 | Atupri | CHF 418.60 | View |
| 17 | rhenusana | CHF 419.00 | View |
| 18 | Aquilana | CHF 420.40 | View |
| 19 | Agrisano | CHF 422.40 | View |
| 20 | Assura-Basis | CHF 445.70 | View |
| 21 | EGK | CHF 449.00 | View |
| 22 | Galenos | CHF 452.80 | View |
| 23 | SLKK | CHF 482.40 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.