SWICA — Region 1 of canton Grisons, 2026 premiums
SWICA covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 338.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 11 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from SWICA to Sanitas, the cheapest insurer in this region, saves CHF 466.80 a year for an adult on the same profile.
The full SWICA table
240 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 586.30 | CHF 492.50 | CHF 551.20 |
| 500 | CHF 574.70 | CHF 480.90 | CHF 539.50 |
| 1'000 | CHF 545.50 | CHF 457.60 | CHF 516.20 |
| 1'500 | CHF 516.30 | CHF 428.40 | CHF 487.00 |
| 2'000 | CHF 487.20 | CHF 393.40 | CHF 457.90 |
| 2'500 | CHF 458.00 | CHF 364.20 | CHF 428.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 439.80 | CHF 378.30 | CHF 426.70 |
| 500 | CHF 428.20 | CHF 366.60 | CHF 415.00 |
| 1'000 | CHF 399.00 | CHF 341.80 | CHF 385.80 |
| 1'500 | CHF 369.80 | CHF 312.70 | CHF 356.70 |
| 2'000 | CHF 340.70 | CHF 279.10 | CHF 327.50 |
| 2'500 | CHF 311.50 | CHF 249.90 | CHF 298.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 58.70 | CHF 52.30 | CHF 58.70 |
| 200 | CHF 47.10 | CHF 42.80 | CHF 47.10 |
| 400 | CHF 35.40 | CHF 32.10 | CHF 35.40 |
| 600 | CHF 31.60 | CHF 31.60 | CHF 31.60 |
With or without accident cover
With accident cover: CHF 586.30 a month. Without: CHF 545.30. Dropping it saves CHF 492.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 463.10 in 2025 to CHF 338.70 — a rise of 6.3 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.