Sumiswalder — Region 1 of canton Grisons, 2026 premiums
Sumiswalder covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 340.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 10 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from Sumiswalder to Sanitas, the cheapest insurer in this region, saves CHF 366.00 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 526.10 | CHF 484.10 | CHF 484.10 |
| 500 | CHF 514.50 | CHF 473.30 | CHF 473.30 |
| 1'000 | CHF 485.30 | CHF 446.50 | CHF 446.50 |
| 1'500 | CHF 456.10 | CHF 419.70 | CHF 419.70 |
| 2'000 | CHF 427.00 | CHF 392.90 | CHF 392.90 |
| 2'500 | CHF 397.80 | CHF 366.10 | CHF 366.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 388.30 | CHF 357.30 | CHF 357.30 |
| 500 | CHF 376.70 | CHF 346.50 | CHF 346.50 |
| 1'000 | CHF 347.50 | CHF 319.70 | CHF 319.70 |
| 1'500 | CHF 318.30 | CHF 292.90 | CHF 292.90 |
| 2'000 | CHF 289.20 | CHF 266.10 | CHF 266.10 |
| 2'500 | CHF 260.00 | CHF 239.30 | CHF 239.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 62.30 | CHF 57.40 | CHF 57.40 |
| 100 | CHF 59.40 | CHF 54.70 | CHF 54.70 |
| 200 | CHF 56.50 | CHF 52.00 | CHF 52.00 |
| 300 | CHF 53.60 | CHF 49.30 | CHF 49.30 |
| 400 | CHF 50.70 | CHF 46.60 | CHF 46.60 |
| 500 | CHF 47.80 | CHF 44.00 | CHF 44.00 |
| 600 | CHF 44.80 | CHF 41.20 | CHF 41.20 |
With or without accident cover
With accident cover: CHF 526.10 a month. Without: CHF 489.30. Dropping it saves CHF 441.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 462.10 in 2025 to CHF 340.50 — a rise of 4.8 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.