curaulta — Region 1 of canton Grisons, 2026 premiums
curaulta covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 343.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
curaulta ranks 7 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from curaulta to Sanitas, the cheapest insurer in this region, saves CHF 258.00 a year for an adult on the same profile.
The full curaulta table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 500.10 | CHF 475.10 |
| 500 | CHF 489.30 | CHF 464.70 |
| 1'000 | CHF 459.30 | CHF 435.90 |
| 1'500 | CHF 430.10 | CHF 407.20 |
| 2'000 | CHF 401.40 | CHF 380.10 |
| 2'500 | CHF 373.40 | CHF 353.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 403.70 | CHF 383.60 |
| 500 | CHF 393.20 | CHF 373.60 |
| 1'000 | CHF 369.00 | CHF 350.00 |
| 1'500 | CHF 343.00 | CHF 325.10 |
| 2'000 | CHF 317.00 | CHF 300.10 |
| 2'500 | CHF 289.20 | CHF 273.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 118.80 | CHF 112.90 |
| 100 | CHF 117.80 | CHF 111.90 |
| 200 | CHF 115.50 | CHF 109.60 |
| 300 | CHF 106.30 | CHF 100.90 |
| 400 | CHF 96.20 | CHF 91.10 |
| 500 | CHF 90.10 | CHF 85.30 |
| 600 | CHF 84.00 | CHF 79.40 |
With or without accident cover
With accident cover: CHF 500.10 a month. Without: CHF 485.10. Dropping it saves CHF 180.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 461.60 in 2025 to CHF 343.00 — a rise of 2.9 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.