Helsana — Region 1 of canton Grisons, 2026 premiums
Helsana covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 326.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 8 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from Helsana to Sanitas, the cheapest insurer in this region, saves CHF 304.80 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 557.00 | CHF 479.00 | CHF 479.00 |
| 500 | CHF 545.40 | CHF 467.40 | CHF 467.40 |
| 1'000 | CHF 516.20 | CHF 438.20 | CHF 438.20 |
| 1'500 | CHF 487.00 | CHF 409.00 | CHF 409.00 |
| 2'000 | CHF 457.90 | CHF 379.90 | CHF 379.90 |
| 2'500 | CHF 428.70 | CHF 350.70 | CHF 350.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 445.60 | CHF 383.20 | CHF 383.20 |
| 500 | CHF 434.00 | CHF 371.60 | CHF 371.60 |
| 1'000 | CHF 404.80 | CHF 342.40 | CHF 342.40 |
| 1'500 | CHF 375.60 | CHF 313.20 | CHF 313.20 |
| 2'000 | CHF 346.50 | CHF 284.10 | CHF 284.10 |
| 2'500 | CHF 317.30 | CHF 254.90 | CHF 254.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 128.10 | CHF 110.10 | CHF 110.10 |
| 500 | CHF 99.00 | CHF 81.00 | CHF 81.00 |
With or without accident cover
With accident cover: CHF 557.00 a month. Without: CHF 518.10. Dropping it saves CHF 466.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 469.20 in 2025 to CHF 326.20 — a rise of 2.1 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.