CSS — Region 1 of canton Grisons, 2026 premiums
CSS covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 321.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 5 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from CSS to Sanitas, the cheapest insurer in this region, saves CHF 243.60 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 551.00 | CHF 473.90 | CHF 501.40 |
| 500 | CHF 539.40 | CHF 462.30 | CHF 489.80 |
| 1'000 | CHF 510.20 | CHF 433.10 | CHF 460.60 |
| 1'500 | CHF 481.00 | CHF 403.90 | CHF 431.40 |
| 2'000 | CHF 451.90 | CHF 374.80 | CHF 402.30 |
| 2'500 | CHF 422.70 | CHF 345.60 | CHF 377.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 380.20 | CHF 341.20 | CHF 376.10 |
| 500 | CHF 368.60 | CHF 329.60 | CHF 364.50 |
| 1'000 | CHF 339.40 | CHF 300.40 | CHF 335.30 |
| 1'500 | CHF 310.20 | CHF 271.20 | CHF 306.10 |
| 2'000 | CHF 281.10 | CHF 242.10 | CHF 277.00 |
| 2'500 | CHF 251.90 | CHF 212.90 | CHF 250.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 121.20 | CHF 104.20 | CHF 110.30 |
| 100 | CHF 115.40 | CHF 98.40 | CHF 104.50 |
| 200 | CHF 109.60 | CHF 92.60 | CHF 98.70 |
| 300 | CHF 103.70 | CHF 86.70 | CHF 92.80 |
| 400 | CHF 97.90 | CHF 80.90 | CHF 87.00 |
| 600 | CHF 86.20 | CHF 69.20 | CHF 75.30 |
With or without accident cover
With accident cover: CHF 551.00 a month. Without: CHF 512.40. Dropping it saves CHF 463.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 443.50 in 2025 to CHF 321.40 — a rise of 6.9 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.