vita surselva — Region 1 of canton Grisons, 2026 premiums
vita surselva covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 347.25 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva ranks 6 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from vita surselva to Sanitas, the cheapest insurer in this region, saves CHF 245.40 a year for an adult on the same profile.
The full vita surselva table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 499.00 | CHF 474.05 |
| 500 | CHF 488.00 | CHF 462.65 |
| 1'000 | CHF 459.10 | CHF 436.15 |
| 1'500 | CHF 429.15 | CHF 407.70 |
| 2'000 | CHF 404.20 | CHF 379.25 |
| 2'500 | CHF 374.25 | CHF 349.35 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 426.00 | CHF 404.70 |
| 500 | CHF 417.50 | CHF 394.20 |
| 1'000 | CHF 387.65 | CHF 364.25 |
| 1'500 | CHF 357.85 | CHF 335.90 |
| 2'000 | CHF 328.00 | CHF 307.55 |
| 2'500 | CHF 302.45 | CHF 280.25 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 105.00 | CHF 99.75 |
| 100 | CHF 99.75 | CHF 94.75 |
| 200 | CHF 93.45 | CHF 88.80 |
| 300 | CHF 88.20 | CHF 82.80 |
| 400 | CHF 81.90 | CHF 76.80 |
| 500 | CHF 77.70 | CHF 70.80 |
| 600 | CHF 71.40 | CHF 64.85 |
With or without accident cover
With accident cover: CHF 499.00 a month. Without: CHF 496.00. Dropping it saves CHF 36.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 456.00 in 2025 to CHF 347.25 — a rise of 4.0 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.