rhenusana — Region 1 of canton Grisons, 2026 premiums
rhenusana covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 364.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
rhenusana ranks 16 out of 24 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Moving from rhenusana to Sanitas, the cheapest insurer in this region, saves CHF 676.80 a year for an adult on the same profile.
The full rhenusana table
108 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 554.30 | CHF 534.90 | CHF 510.00 |
| 500 | CHF 542.70 | CHF 523.30 | CHF 499.50 |
| 1'000 | CHF 513.50 | CHF 495.90 | CHF 472.50 |
| 1'500 | CHF 484.30 | CHF 467.90 | CHF 446.00 |
| 2'000 | CHF 455.20 | CHF 440.00 | CHF 419.00 |
| 2'500 | CHF 426.30 | CHF 411.90 | CHF 392.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 426.30 | CHF 411.40 | CHF 392.20 |
| 500 | CHF 416.30 | CHF 399.80 | CHF 383.20 |
| 1'000 | CHF 391.80 | CHF 370.90 | CHF 360.70 |
| 1'500 | CHF 367.30 | CHF 341.50 | CHF 338.20 |
| 2'000 | CHF 342.90 | CHF 317.40 | CHF 315.20 |
| 2'500 | CHF 318.30 | CHF 294.40 | CHF 292.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 69.30 | CHF 66.90 | CHF 63.80 |
| 300 | CHF 60.60 | CHF 58.20 | CHF 55.10 |
| 600 | CHF 51.80 | CHF 49.40 | CHF 46.30 |
With or without accident cover
With accident cover: CHF 554.30 a month. Without: CHF 515.50. Dropping it saves CHF 465.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 481.10 in 2025 to CHF 364.60 — a rise of 6.0 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 453.60 | View |
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.