Mutuel — Region 1, Grisons: twelve years of premiums
Region 1, Grisons: the lowest Mutuel premium went from CHF 294.20 a month in 2015 to CHF 479.50 in 2026 — a rise of +63.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 294.20 | CHF 268.00 | CHF 26.20 |
| 2016 | CHF 304.30 | CHF 264.00 | CHF 40.30 |
| 2017 | CHF 329.40 | CHF 296.00 | CHF 33.40 |
| 2018 | CHF 362.50 | CHF 326.50 | CHF 36.00 |
| 2019 | CHF 397.50 | CHF 349.90 | CHF 47.60 |
| 2020 | CHF 377.20 | CHF 356.40 | CHF 20.80 |
| 2021 | CHF 377.20 | CHF 346.50 | CHF 30.70 |
| 2022 | CHF 387.60 | CHF 346.50 | CHF 41.10 |
| 2023 | CHF 398.50 | CHF 357.70 | CHF 40.80 |
| 2024 | CHF 425.60 | CHF 402.40 | CHF 23.20 |
| 2025 | CHF 448.60 | CHF 430.60 | CHF 18.00 |
| 2026 | CHF 479.50 | CHF 453.60 | CHF 25.90 |
Faster or slower than the rest?
Mutuel rose +63.0 % over the period, against +69.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +10.1 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.