Mutuel — Region 1, St. Gallen: twelve years of premiums
Region 1, St. Gallen: the lowest Mutuel premium went from CHF 318.80 a month in 2015 to CHF 527.60 in 2026 — a rise of +65.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 318.80 | CHF 281.70 | CHF 37.10 |
| 2016 | CHF 340.00 | CHF 295.70 | CHF 44.30 |
| 2017 | CHF 374.10 | CHF 316.10 | CHF 58.00 |
| 2018 | CHF 398.90 | CHF 349.10 | CHF 49.80 |
| 2019 | CHF 403.50 | CHF 363.70 | CHF 39.80 |
| 2020 | CHF 390.90 | CHF 353.90 | CHF 37.00 |
| 2021 | CHF 416.70 | CHF 356.70 | CHF 60.00 |
| 2022 | CHF 425.30 | CHF 371.00 | CHF 54.30 |
| 2023 | CHF 442.50 | CHF 382.20 | CHF 60.30 |
| 2024 | CHF 482.80 | CHF 432.30 | CHF 50.50 |
| 2025 | CHF 504.30 | CHF 453.00 | CHF 51.30 |
| 2026 | CHF 527.60 | CHF 479.65 | CHF 47.95 |
Faster or slower than the rest?
Mutuel rose +65.5 % over the period, against +70.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +10.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.