CHF 2'500 deductible in Region 1 of canton Grisons
At a CHF 2'500 deductible, 24 insurers offer a premium in Region 1 of canton Grisons. The lowest is CHF 325.30 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 453.60, the CHF 2'500 deductible saves CHF 1'539.60 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'839.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Sanitas | CHF 325.30 | View |
| 2 | KPT | CHF 332.50 | View |
| 3 | CONCORDIA | CHF 333.40 | View |
| 4 | ÖKK | CHF 335.20 | View |
| 5 | CSS | CHF 345.60 | View |
| 6 | vita surselva | CHF 349.35 | View |
| 7 | Helsana | CHF 350.70 | View |
| 8 | Mutuel | CHF 351.50 | View |
| 9 | curaulta | CHF 353.60 | View |
| 10 | SWICA | CHF 364.20 | View |
| 11 | Sumiswalder | CHF 366.10 | View |
| 12 | sana24 | CHF 372.80 | View |
| 13 | Vivao Sympany | CHF 378.10 | View |
| 14 | Avenir | CHF 380.40 | View |
| 15 | Philos | CHF 384.20 | View |
| 16 | Visana | CHF 386.30 | View |
| 17 | Aquilana | CHF 387.20 | View |
| 18 | Atupri | CHF 389.40 | View |
| 19 | rhenusana | CHF 392.00 | View |
| 20 | Agrisano | CHF 396.00 | View |
| 21 | Assura-Basis | CHF 416.50 | View |
| 22 | EGK | CHF 419.80 | View |
| 23 | Galenos | CHF 423.60 | View |
| 24 | SLKK | CHF 457.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.