Free choice of doctor with a CHF 300 deductible in Region 1 of canton Grisons
24 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 1. The lowest premium is CHF 499.00 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
24 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | vita surselva | Grundversicherung | CHF 499.00 | View |
| 2 | curaulta | Grundversicherung | CHF 500.10 | View |
| 3 | ÖKK | Grundversicherung | CHF 515.00 | View |
| 4 | Sumiswalder | Grundversicherung | CHF 526.10 | View |
| 5 | Sanitas | Grundversicherung | CHF 539.90 | View |
| 6 | CONCORDIA | Grundversicherung | CHF 540.00 | View |
| 7 | KPT | Grundversicherung | CHF 543.90 | View |
| 8 | Mutuel | Grundversicherung | CHF 548.00 | View |
| 9 | CSS | Grundversicherung | CHF 551.00 | View |
| 10 | rhenusana | Grundversicherung | CHF 554.30 | View |
| 11 | Helsana | Grundversicherung | CHF 557.00 | View |
| 12 | Agrisano | Grundversicherung | CHF 565.90 | View |
| 13 | Avenir | Grundversicherung | CHF 581.00 | View |
| 14 | Vivao Sympany | Grundversicherung | CHF 582.00 | View |
| 15 | sana24 | Grundversicherung | CHF 582.60 | View |
| 16 | Aquilana | Grundversicherung | CHF 583.60 | View |
| 17 | SWICA | Grundversicherung | CHF 586.30 | View |
| 18 | Atupri | Grundversicherung | CHF 595.00 | View |
| 19 | Assura-Basis | Grundversicherung | CHF 598.60 | View |
| 20 | Philos | Grundversicherung | CHF 599.00 | View |
| 21 | Visana | Grundversicherung | CHF 612.60 | View |
| 22 | EGK | Grundversicherung | CHF 622.20 | View |
| 23 | Galenos | Grundversicherung | CHF 650.80 | View |
| 24 | SLKK | Grundversicherung | CHF 660.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.