CHF 500 deductible in Region 1 of canton Grisons
At a CHF 500 deductible, 24 insurers offer a premium in Region 1 of canton Grisons. The lowest is CHF 442.00 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 453.60, the CHF 500 deductible saves CHF 139.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 439.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Sanitas | CHF 442.00 | View |
| 2 | KPT | CHF 449.20 | View |
| 3 | CONCORDIA | CHF 450.10 | View |
| 4 | ÖKK | CHF 451.90 | View |
| 5 | CSS | CHF 462.30 | View |
| 6 | vita surselva | CHF 462.65 | View |
| 7 | curaulta | CHF 464.70 | View |
| 8 | Helsana | CHF 467.40 | View |
| 9 | Mutuel | CHF 468.00 | View |
| 10 | Sumiswalder | CHF 473.30 | View |
| 11 | SWICA | CHF 480.90 | View |
| 12 | sana24 | CHF 489.40 | View |
| 13 | Vivao Sympany | CHF 494.70 | View |
| 14 | Avenir | CHF 496.90 | View |
| 15 | Aquilana | CHF 497.80 | View |
| 16 | rhenusana | CHF 499.50 | View |
| 17 | Philos | CHF 500.70 | View |
| 18 | Agrisano | CHF 501.60 | View |
| 19 | Atupri | CHF 506.10 | View |
| 20 | Visana | CHF 508.00 | View |
| 21 | Assura-Basis | CHF 533.20 | View |
| 22 | EGK | CHF 536.50 | View |
| 23 | Galenos | CHF 540.30 | View |
| 24 | SLKK | CHF 557.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.