SWICA in canton Basel-Stadt: twelve years of premiums
In canton Basel-Stadt, the lowest SWICA premium went from CHF 431.20 a month in 2015 to CHF 593.90 in 2026 — a rise of +37.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 431.20 | CHF 370.80 | CHF 60.40 |
| 2016 | CHF 438.00 | CHF 402.00 | CHF 36.00 |
| 2017 | CHF 442.00 | CHF 433.30 | CHF 8.70 |
| 2018 | CHF 471.80 | CHF 454.10 | CHF 17.70 |
| 2019 | CHF 484.90 | CHF 470.20 | CHF 14.70 |
| 2020 | CHF 496.50 | CHF 486.60 | CHF 9.90 |
| 2021 | CHF 509.60 | CHF 486.30 | CHF 23.30 |
| 2022 | CHF 500.00 | CHF 481.40 | CHF 18.60 |
| 2023 | CHF 536.80 | CHF 501.60 | CHF 35.20 |
| 2024 | CHF 579.40 | CHF 544.70 | CHF 34.70 |
| 2025 | CHF 574.80 | CHF 557.50 | CHF 17.30 |
| 2026 | CHF 593.90 | CHF 575.90 | CHF 18.00 |
Faster or slower than the rest?
SWICA rose +37.7 % over the period, against +55.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.