SWICA in canton Grisons: twelve years of premiums
In canton Grisons, the lowest SWICA premium went from CHF 289.20 a month in 2015 to CHF 450.00 in 2026 — a rise of +55.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 289.20 | CHF 227.80 | CHF 61.40 |
| 2016 | CHF 285.70 | CHF 237.30 | CHF 48.40 |
| 2017 | CHF 296.00 | CHF 274.55 | CHF 21.45 |
| 2018 | CHF 313.30 | CHF 277.60 | CHF 35.70 |
| 2019 | CHF 318.60 | CHF 305.20 | CHF 13.40 |
| 2020 | CHF 329.30 | CHF 315.90 | CHF 13.40 |
| 2021 | CHF 321.10 | CHF 321.10 | — |
| 2022 | CHF 324.20 | CHF 320.50 | CHF 3.70 |
| 2023 | CHF 363.00 | CHF 322.00 | CHF 41.00 |
| 2024 | CHF 403.60 | CHF 347.00 | CHF 56.60 |
| 2025 | CHF 414.30 | CHF 388.00 | CHF 26.30 |
| 2026 | CHF 450.00 | CHF 404.70 | CHF 45.30 |
Faster or slower than the rest?
SWICA rose +55.6 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2023: +12.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Grisons, canton by canton
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.