SWICA in canton Nidwalden: twelve years of premiums
In canton Nidwalden, the lowest SWICA premium went from CHF 312.30 a month in 2015 to CHF 413.40 in 2026 — a rise of +32.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 312.30 | CHF 233.00 | CHF 79.30 |
| 2016 | CHF 355.20 | CHF 245.60 | CHF 109.60 |
| 2017 | CHF 388.80 | CHF 273.10 | CHF 115.70 |
| 2018 | CHF 390.60 | CHF 287.20 | CHF 103.40 |
| 2019 | CHF 390.60 | CHF 298.50 | CHF 92.10 |
| 2020 | CHF 360.00 | CHF 301.20 | CHF 58.80 |
| 2021 | CHF 373.60 | CHF 310.80 | CHF 62.80 |
| 2022 | CHF 384.00 | CHF 319.30 | CHF 64.70 |
| 2023 | CHF 391.00 | CHF 336.20 | CHF 54.80 |
| 2024 | CHF 424.10 | CHF 357.10 | CHF 67.00 |
| 2025 | CHF 409.20 | CHF 368.00 | CHF 41.20 |
| 2026 | CHF 413.40 | CHF 385.40 | CHF 28.00 |
Faster or slower than the rest?
SWICA rose +32.4 % over the period, against +65.4 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +13.7 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.