SWICA in canton Zug: twelve years of premiums
In canton Zug, the lowest SWICA premium went from CHF 289.90 a month in 2015 to CHF 361.60 in 2026 — a rise of +24.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 289.90 | CHF 267.80 | CHF 22.10 |
| 2016 | CHF 291.90 | CHF 274.70 | CHF 17.20 |
| 2017 | CHF 305.00 | CHF 293.10 | CHF 11.90 |
| 2018 | CHF 323.90 | CHF 310.40 | CHF 13.50 |
| 2019 | CHF 328.00 | CHF 318.40 | CHF 9.60 |
| 2020 | CHF 335.30 | CHF 324.20 | CHF 11.10 |
| 2021 | CHF 341.90 | CHF 324.30 | CHF 17.60 |
| 2022 | CHF 339.40 | CHF 325.40 | CHF 14.00 |
| 2023 | CHF 354.90 | CHF 338.30 | CHF 16.60 |
| 2024 | CHF 399.80 | CHF 360.50 | CHF 39.30 |
| 2025 | CHF 412.80 | CHF 364.00 | CHF 48.80 |
| 2026 | CHF 361.60 | CHF 335.10 | CHF 26.50 |
Faster or slower than the rest?
SWICA rose +24.7 % over the period, at the same pace as the cheapest insurer in the same place. The gap at the start is the gap at the end.
The year that hurt — The steepest year-on-year jump was 2024: +12.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.