SWICA in canton Geneva: twelve years of premiums
In canton Geneva, the lowest SWICA premium went from CHF 452.60 a month in 2015 to CHF 632.10 in 2026 — a rise of +39.7 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 452.60 | CHF 357.90 | CHF 94.70 |
| 2016 | CHF 473.70 | CHF 398.40 | CHF 75.30 |
| 2017 | CHF 483.00 | CHF 413.50 | CHF 69.50 |
| 2018 | CHF 481.30 | CHF 443.20 | CHF 38.10 |
| 2019 | CHF 489.70 | CHF 461.50 | CHF 28.20 |
| 2020 | CHF 508.20 | CHF 471.40 | CHF 36.80 |
| 2021 | CHF 524.10 | CHF 471.40 | CHF 52.70 |
| 2022 | CHF 514.90 | CHF 471.40 | CHF 43.50 |
| 2023 | CHF 489.60 | CHF 489.60 | — |
| 2024 | CHF 594.20 | CHF 544.80 | CHF 49.40 |
| 2025 | CHF 592.20 | CHF 584.40 | CHF 7.80 |
| 2026 | CHF 632.10 | CHF 604.30 | CHF 27.80 |
Faster or slower than the rest?
SWICA rose +39.7 % over the period, against +68.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +21.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.