SWICA in canton Thurgau: twelve years of premiums
In canton Thurgau, the lowest SWICA premium went from CHF 312.00 a month in 2015 to CHF 468.80 in 2026 — a rise of +50.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 312.00 | CHF 276.90 | CHF 35.10 |
| 2016 | CHF 322.20 | CHF 294.10 | CHF 28.10 |
| 2017 | CHF 329.60 | CHF 294.10 | CHF 35.50 |
| 2018 | CHF 342.70 | CHF 330.90 | CHF 11.80 |
| 2019 | CHF 351.90 | CHF 342.80 | CHF 9.10 |
| 2020 | CHF 365.20 | CHF 345.50 | CHF 19.70 |
| 2021 | CHF 371.80 | CHF 343.50 | CHF 28.30 |
| 2022 | CHF 372.20 | CHF 343.50 | CHF 28.70 |
| 2023 | CHF 394.40 | CHF 377.70 | CHF 16.70 |
| 2024 | CHF 433.30 | CHF 385.20 | CHF 48.10 |
| 2025 | CHF 448.70 | CHF 400.60 | CHF 48.10 |
| 2026 | CHF 468.80 | CHF 429.70 | CHF 39.10 |
Faster or slower than the rest?
SWICA rose +50.3 % over the period, against +55.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +9.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.