SWICA in canton Schwyz: twelve years of premiums
In canton Schwyz, the lowest SWICA premium went from CHF 316.00 a month in 2015 to CHF 486.00 in 2026 — a rise of +53.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 316.00 | CHF 273.60 | CHF 42.40 |
| 2016 | CHF 341.10 | CHF 289.90 | CHF 51.20 |
| 2017 | CHF 348.60 | CHF 313.60 | CHF 35.00 |
| 2018 | CHF 361.00 | CHF 315.90 | CHF 45.10 |
| 2019 | CHF 396.90 | CHF 337.20 | CHF 59.70 |
| 2020 | CHF 392.70 | CHF 336.00 | CHF 56.70 |
| 2021 | CHF 392.70 | CHF 332.60 | CHF 60.10 |
| 2022 | CHF 390.60 | CHF 335.20 | CHF 55.40 |
| 2023 | CHF 419.10 | CHF 354.80 | CHF 64.30 |
| 2024 | CHF 439.10 | CHF 376.50 | CHF 62.60 |
| 2025 | CHF 440.00 | CHF 387.80 | CHF 52.20 |
| 2026 | CHF 486.00 | CHF 400.20 | CHF 85.80 |
Faster or slower than the rest?
SWICA rose +53.8 % over the period, against +46.3 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2026: +10.5 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.