SWICA in canton Valais: twelve years of premiums
In canton Valais, the lowest SWICA premium went from CHF 342.50 a month in 2015 to CHF 448.40 in 2026 — a rise of +30.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 342.50 | CHF 242.30 | CHF 100.20 |
| 2016 | CHF 322.00 | CHF 252.10 | CHF 69.90 |
| 2017 | CHF 352.70 | CHF 279.00 | CHF 73.70 |
| 2018 | CHF 352.70 | CHF 283.65 | CHF 69.05 |
| 2019 | CHF 355.20 | CHF 299.45 | CHF 55.75 |
| 2020 | CHF 344.40 | CHF 318.70 | CHF 25.70 |
| 2021 | CHF 323.20 | CHF 323.20 | — |
| 2022 | CHF 334.40 | CHF 333.70 | CHF 0.70 |
| 2023 | CHF 389.90 | CHF 338.70 | CHF 51.20 |
| 2024 | CHF 419.40 | CHF 365.90 | CHF 53.50 |
| 2025 | CHF 441.80 | CHF 395.80 | CHF 46.00 |
| 2026 | CHF 448.40 | CHF 406.30 | CHF 42.10 |
Faster or slower than the rest?
SWICA rose +30.9 % over the period, against +67.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2023: +16.6 % in one go. The premium did not move in 2018.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Valais, canton by canton
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.