SWICA in canton Zurich: twelve years of premiums
In canton Zurich, the lowest SWICA premium went from CHF 308.50 a month in 2015 to CHF 463.40 in 2026 — a rise of +50.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 308.50 | CHF 240.00 | CHF 68.50 |
| 2016 | CHF 320.80 | CHF 250.00 | CHF 70.80 |
| 2017 | CHF 330.40 | CHF 255.00 | CHF 75.40 |
| 2018 | CHF 350.60 | CHF 260.00 | CHF 90.60 |
| 2019 | CHF 359.60 | CHF 346.00 | CHF 13.60 |
| 2020 | CHF 359.60 | CHF 343.30 | CHF 16.30 |
| 2021 | CHF 356.00 | CHF 347.20 | CHF 8.80 |
| 2022 | CHF 356.30 | CHF 343.90 | CHF 12.40 |
| 2023 | CHF 390.70 | CHF 358.60 | CHF 32.10 |
| 2024 | CHF 434.60 | CHF 379.90 | CHF 54.70 |
| 2025 | CHF 438.50 | CHF 398.80 | CHF 39.70 |
| 2026 | CHF 463.40 | CHF 427.80 | CHF 35.60 |
Faster or slower than the rest?
SWICA rose +50.2 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +11.2 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Zurich, canton by canton
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.