CHF 1'500 deductible in Region 1 of canton Grisons
At a CHF 1'500 deductible, 24 insurers offer a premium in Region 1 of canton Grisons. The lowest is CHF 383.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 453.60, the CHF 1'500 deductible saves CHF 840.00 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'140.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Sanitas | CHF 383.60 | View |
| 2 | KPT | CHF 390.80 | View |
| 3 | CONCORDIA | CHF 391.70 | View |
| 4 | ÖKK | CHF 393.50 | View |
| 5 | CSS | CHF 403.90 | View |
| 6 | curaulta | CHF 407.20 | View |
| 7 | vita surselva | CHF 407.70 | View |
| 8 | Helsana | CHF 409.00 | View |
| 9 | Mutuel | CHF 409.50 | View |
| 10 | Sumiswalder | CHF 419.70 | View |
| 11 | SWICA | CHF 428.40 | View |
| 12 | sana24 | CHF 431.10 | View |
| 13 | Vivao Sympany | CHF 436.40 | View |
| 14 | Avenir | CHF 438.40 | View |
| 15 | Philos | CHF 442.20 | View |
| 16 | Visana | CHF 444.60 | View |
| 17 | rhenusana | CHF 446.00 | View |
| 18 | Aquilana | CHF 447.10 | View |
| 19 | Atupri | CHF 447.70 | View |
| 20 | Agrisano | CHF 448.80 | View |
| 21 | Assura-Basis | CHF 474.80 | View |
| 22 | EGK | CHF 478.10 | View |
| 23 | Galenos | CHF 481.90 | View |
| 24 | SLKK | CHF 507.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.