SWICA — Region 1, Valais: twelve years of premiums
Region 1, Valais: the lowest SWICA premium went from CHF 402.00 a month in 2015 to CHF 493.80 in 2026 — a rise of +22.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 402.00 | CHF 270.10 | CHF 131.90 |
| 2016 | CHF 378.80 | CHF 287.30 | CHF 91.50 |
| 2017 | CHF 414.90 | CHF 319.50 | CHF 95.40 |
| 2018 | CHF 414.90 | CHF 333.60 | CHF 81.30 |
| 2019 | CHF 417.50 | CHF 352.60 | CHF 64.90 |
| 2020 | CHF 405.00 | CHF 358.10 | CHF 46.90 |
| 2021 | CHF 361.80 | CHF 361.80 | — |
| 2022 | CHF 375.60 | CHF 368.20 | CHF 7.40 |
| 2023 | CHF 438.40 | CHF 378.10 | CHF 60.30 |
| 2024 | CHF 477.80 | CHF 416.50 | CHF 61.30 |
| 2025 | CHF 489.30 | CHF 443.90 | CHF 45.40 |
| 2026 | CHF 493.80 | CHF 481.20 | CHF 12.60 |
Faster or slower than the rest?
SWICA rose +22.8 % over the period, against +78.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2023: +16.7 % in one go. The premium did not move in 2018.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.